Got questions? We’d love to answer
A family health insurance is the type of health insurance that covers your family members in a single policy with a fixed sum insured. This type of health insurance for a family provides coverage to two or more family members under a single policy. The family members can include spouse, dependent children, and parents.
The premium that you pay towards a family floater plan is lesser than the combined premium you pay towards a different policy for every family member.
The sum insured is fixed for all the members that are covered under a single policy. The sum gets depleted as and when any insured member avails of all the policy's benefits and files a claim. If the sum insured gets exhausted after it is used on one family member, the other members cannot file a claim till the sum is renewed at the end of the policy term.
You can add a new member at the renewal of the policy term. However, one cannot add a new member in the middle of a policy term.
With any financial product that you buy, it is important that you know you are getting the best advice from a reputable company as often
With any financial product that you buy, it is important that you know you are getting the best advice from a reputable company as often
You can check the status of your claim by contacting your insurance provider, and you can check the status of your claim online as well.
Your cashless hospitalization can be denied under the following conditions - if the information you have sent is incomplete or has a discrepancy or if the ailment or condition is not covered under the policy. If the pre-authorization request is not received on time, you can pay for the treatment costs and get it reimbursed later.